SPECIAL EVENT INSURANCE

 

Tenant Users Liability Insurance Policy, or TULIP, is an easy to use, fast method of insuring most types of events and activities taking place at various facilities and venues throughout the United States.

What is a TULIP Program?

The TULIP Program provides low cost general liability insurance to “third party” users of various venues and facilities for events. It protects both the user and the facility against claims by guests who may be injured as a result of attending an event.

Events may range from seminars, receptions and weddings, to sporting events and concerts. Your premium quote is based upon the risk associated with the given event or activity, the number of days coverage is needed, the number of attendees and if there are any special requirements, such as alcohol liability, food service, etc.

SPECIAL EVENTS INSURANCE :

overages available through the Special Event Coverage program include:

  • General Liability
  • Liquor Liability
  • Automobile Liability and Physical Damage
  • Third Party Property Damage
  • Rented/Owned Equipment, Props, Sets and Wardrobe
  • Participants & Spectators Medical
  • Event Cancellation (Including Adverse Weather)
  • Workers' Compensation

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Key Benefits General Liability • Comprehensive General Liability - limits to $1M per occurrence/$3M aggregate • Premises Liability • Personal Injury Liability • Abuse & Molestation coverage available • Liquor Liability coverage available Umbrella/Excess Liability • Large Excess Limits available Automobile • Owned/non-owned/hired auto

 

Acceptable Classes:

 

Social/Life Event
•     Banquets
•     Baptisms
•     Bar Mitzvahs
•     Barbecue/Cooking Contest/Demonstration
•     Bat Mitzvahs
•     Bingo Games
•     Black Tie Events
•     Breakfasts
•     Camps/Camping Trips
•     Casino Nights
•     Clean-Up Projects
•     Corn Mazes
•     Cruises (Automobile & Water)
•     Dances
•     Debutante Balls
•     Dinners
•     Film Showings
•     Fireworks Shows
•     Galas
•     Graduation Ceremonies
•     Graduation Nights (all-night events)
•     Graduation Parties (no overnight exposure)
•     Hay Rides (tractor-driven only)
•     Home Tours
•     Horse Shows (spectator liability only)
•     Ladies Club Events
•     Luncheons
•     Memorial Services
•     Motorcycle Rides
•     Parties
•     Picnics
•     Pig Roasts
•     Poker Runs
•     Political Dinners/Receptions
•     Proms
•     Quinceañera
•     Receptions
•     Retreats
•     Reunions
•     Scavenger Hunts
•     Silent Auctions
•     Soap Box Derbies
•     Spa Events
•    Wedding Ceremonies/Receptions
•    Wine Tasting
•     Yard/Rummage Sales
•     Yoga
•     Zumba
Sporting Events/Competitions
•     Aerobics
•     Archery Tournament
•     Badminton
•     Baseball Exhibitions/Tournaments
•     Basketball Exhibitions/Tournaments
•     Baton Twirling
•     Bicycle Races or Rides (on paved
road only)
•     Billiard or Pool Exhibitions/Tournaments
•     Body Building Exhibitions/Tournaments
•     Bowling Exhibitions/Tournaments
•     Camps/Camping Trips
•     Canoeing
•     Cheerleading
•     Cricket
•     Dance Team
•     Diving
•     Dog Sled Events
•     Dog Walks
•     Drill Team
•     Exhibitor/Vendor Booths
•     Fencing
•     Fishing Exhibitions /Tournaments
•     Hockey (Field, Ice & Inline) Field
Exhibitions/Tournaments
•     Hunting Events
•     Kayaking
•     Lacrosse Exhibitions/Tournaments
•     Marathons/Half Marathons
•     Martial Arts/Karate/Judo Exhibitions/
Tournaments
•     Paintball
•     Polo Exhibitions/Tournaments
•     Pom Pom
•     Professional Sporting Events (spectator
liability only)
•     Racquetball
•     Regattas/Rowing
•     Retreats
•     Roller Derbies (spectator liability only)
•     Rugby Exhibitions/Tournaments
(spectator liability only)
•     Running Events/Races (5k, 10k)/
Cross Country 10k or less
•     Sailing
•     Scottish Games (spectator liability only)
•     Shooting Competition/Rifle/Trap/
Skeet - NRA Approved Facilities
•     Skateboarding Exhibitions/Tournaments
(spectator liability only)
•     Skating - (Ice & Speed)
•     Ski Exhibitions/Tournaments
(Cross Country)
•     Skiing/Snowboarding Exhibitions/
Tournaments
•     Soap Box Derbies
•     Soccer Exhibitions/Tournaments
•     Softball Exhibitions/Tournaments
•     Squash
•     Surfing Exhibitions/Tournaments
(spectator liability only)
•     Swimming Exhibitions/Tournaments
•     Tennis Exhibitions/Tournaments
•     Track & Field Meets
•     Triathlons
•     Ultimate Frisbee
•     Volleyball Exhibitions/Tournaments
•    Walkathons
•    Weightlifting
•    Wrestling Exhibitions/Tournaments
(Amateur Only)
•     Yoga
•     Zumba
Musical Event/Other Entertainment
•     Award Presentations
•     Ballets or other Classical Dance Shows
•     Band Competitions - Marching
•     Carnivals
•     Casino and Lounge Shows
•     Choral Competitions
•     Circus
•     Comedy Shows
•     Concerts - (Classical, Country, Jazz/
Blues, Pop/Dance, Rhythm & Blues, Rock,
World/Traditional, Multiple/Other Genre)
•     Dances
•     Dance Team
•     Drill Team
•     Exhibitor/Vendor Booths
•     Fashion Shows
•     Film Showings
•     Galas
•     Pageants
•     Parades
•     Recitals
•     School Band or Orchestra Competitions
•     Symphony Concerts
•     Talent Shows
•     Theatrical Stage Performance
Trade Show/Business Event
•     Antique Shows
•     Art Festivals/Show
•     Auctions
•     Automobile and Motorcycle Shows
•     Bazaars
•     Boat Shows - Dry Dock/No In-Water
Exposure
•     Boat Shows - With In-Water Exposure
•     Book Signings
•     Casino Nights
•     Consignment Sales
•     Consumer Shows
•     Convention (Fraternal, Professional
& Trade)
•     Craft Fairs/Shows
•     Dog/Cat Shows
•     Exhibitor/Vendor Booths
•     Farmers Market (One time only)
•     Fashion Shows
•     Flower Shows
•     Garden Shows
•     Health Fairs
•     Home Shows
•     Home Tours
•     Inaugurations
•     Job/Career Fair
•     Luncheons
•     Meetings
•     Pet Adoption Events
•     Receptions
•     RV Shows
•     Sidewalk Sales
•     Silent Auctions
•     Speaking Engagements
•     Toy Drives
•     Voter Registration
•     Yard/Rummage Sales
SPECIAL EVENTS - continued
Educational Events
•     Academic Camps
•     Camps/Camping Trips
•     College Fairs
•     Conferences
•     Educational Seminars
•     Exhibitor/Vendor Booths
•     Field Trips
•     Health Fairs
•     Job/Career Fair
•     Lectures
•     Seminars
•     Speaking Engagements
Fairs & Festivals
•     Art Festivals/Show
•     Bazaars
•     Carnivals
•     Circus
•     College Fairs
•     Corn Mazes
•     Craft Fairs/Shows
•     Exhibitor/Vendor Booths
•     Fairs
•     Farmers Market (One time only)
•     Festivals
•     Fireworks Shows
•     Hay Rides (tractor-driven only)
•     Horse Shows (spectator liability only)
•     Livestock Shows/Auctions
•     Pet Adoption Events
•     Reenactment Events
•     Sidewalk Sales