Affordable Housing
Quick Answer
Affordable housing insurance provides broad-form protection designed for subsidized housing properties, low-income housing tax credit (LIHTC) developments, and…

Build an affordable-housing insurance program around your residents, buildings and long-term operating needs. Get a focused review for a single community or a multi-location housing portfolio.
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Protect the community’s buildings
Schedule each building and its replacement value, construction and updates. Request property, ordinance or law and equipment breakdown options suited to the structures and shared systems you maintain.

Review resident and visitor exposures
Common areas, play spaces, accessibility features and resident services shape the liability program. Describe the amenities and activities provided directly by your organization and by outside service providers.

Preserve the operating income
Rental income and extra expense protection should be considered alongside physical property coverage. Share occupancy, rent structure and recovery needs so the request reflects the community’s operating model.

Address organizational responsibilities
Nonprofit ownership, employees and board governance may create additional coverage needs. Request D&O, employment practices, crime and workers’ compensation reviews where relevant to the organization.
