Coverage
Business Owners Policy (BOP)
A Business Owners Policy (BOP) packages essential commercial property and liability coverages into a single, cost-effective policy designed specifically for small to medium-sized businesses. This bundled approach provides comprehensive protection at lower premiums than purchasing coverages separatel…
Who Needs This Coverage
- Small retail and office businesses
- Professional service firms
- Restaurants and food service businesses
- Contractors and trade businesses
- Technology and consulting companies
What's Covered
- Commercial property coverage for buildings and contents
- Business liability protection
- Business interruption and extra expense
- Equipment breakdown coverage
- Crime and employee dishonesty protection
- Optional coverages and endorsements