Affordable Housing Insurance

welcoming affordable housing community with attractive buildings and maintained shared courtyard

Build an affordable-housing insurance program around your residents, buildings and long-term operating needs. Get a focused review for a single community or a multi-location housing portfolio.

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Protect the community’s buildings

Schedule each building and its replacement value, construction and updates. Request property, ordinance or law and equipment breakdown options suited to the structures and shared systems you maintain.

multifamily housing buildings with maintained roofs and common areas

Review resident and visitor exposures

Common areas, play spaces, accessibility features and resident services shape the liability program. Describe the amenities and activities provided directly by your organization and by outside service providers.

community residents walking through a landscaped shared courtyard

Preserve the operating income

Rental income and extra expense protection should be considered alongside physical property coverage. Share occupancy, rent structure and recovery needs so the request reflects the community’s operating model.

housing manager reviewing resident service and occupancy records

Address organizational responsibilities

Nonprofit ownership, employees and board governance may create additional coverage needs. Request D&O, employment practices, crime and workers’ compensation reviews where relevant to the organization.

affordable housing staff planning maintenance and resident services