Crane & Riggers Insurance
Crane & Riggers Insurance provides specialized coverage for crane operators, rigging contractors, and heavy-lift service companies. Standard commercial general liability policies typically exclude or severely limit coverage for crane and rigging operations. Dedicated crane and riggers programs cover…
Who Needs This Coverage
- Mobile crane operators and crane rental companies
- Rigging and heavy-lift contractors
- Construction companies operating owned or rented cranes
- Tower crane operators on high-rise construction projects
- Industrial and petrochemical plant turnaround contractors
What's Covered
- Riggers liability — property in care, custody, and control during lifts
- General liability for crane and rigging operations
- Physical damage to owned and leased crane equipment
- Inland marine for equipment in transit
- Umbrella / excess liability for large-lift projects
Frequently Asked Questions
What is riggers liability and why isn't it covered by standard GL?
Riggers liability covers property that is in your care, custody, or control (CCC) during a lift or move. Standard GL policies explicitly exclude CCC property — so if you drop or damage a client's $500,000 piece of equipment, standard GL will not resp…
Does my standard general liability policy cover crane operations?
Usually not fully. Standard GL policies may exclude lifting operations entirely, limit coverage for loads over a specified weight, and always exclude CCC property. Crane and rigging operations require a specialized policy or endorsement that specific…
What is a critical lift and how does insurance relate to it?
A critical lift is defined under OSHA 1926.1431 and ASME B30.5 as a lift that exceeds 75% of the crane's rated capacity, involves a tandem lift, lifts personnel, or occurs over or near energized power lines. Project owners and general contractors typ…