Coverage
Homeowners Insurance
Homeowners insurance protects your most valuable asset - your home. Our comprehensive homeowners policies cover your dwelling, personal belongings, liability, and additional living expenses if your home becomes uninhabitable. We offer HO-3 and HO-5 policy forms with flexible coverage limits and dedu…
Who Needs This Coverage
- Homeowners with mortgages (typically required by lenders)
- Homeowners without mortgages who want protection
- First-time home buyers
- Owners of single-family homes, townhomes, or condos
- Those with valuable personal property
What's Covered
- Dwelling coverage for your home's structure
- Other structures coverage (detached garages, fences, sheds)
- Personal property protection for belongings
- Loss of use/additional living expenses
- Personal liability protection
- Medical payments to others