Homeowners Associations & PUD
Quick Answer
HOA and PUD insurance provides complete protection for homeowners associations and planned unit developments responsible for common areas, amenities, and commu…
Protect the shared property and responsibilities of your HOA or planned community. Compare master property, liability, board and funds protection around the association’s governing documents and assets.
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Define what the association insures
Common buildings, shared structures and association-maintained property need a clear schedule. Bring the governing documents into the review so requested master policy protection follows the association’s actual obligations.
Protect shared spaces and amenities
Pools, playgrounds, paths, gates and recreation facilities can create distinct liability exposures. Describe access, maintenance and use when selecting general liability and umbrella limits.
Support the board’s responsibilities
Board members make decisions about finances, rules and community operations. Request D&O coverage and describe the association’s activities, management arrangements and any outstanding disputes.
Safeguard association funds
Reserve accounts, assessments and payment authority deserve a crime and fidelity review. Include management-company access and approval procedures, and compare requested limits against the funds exposed.
