Coverage
Mileage-Based Transportation Insurance
Mileage-based insurance (usage-based insurance) represents an innovative approach to commercial transportation insurance where premiums are tied directly to actual vehicle usage rather than fixed annual costs. This program uses advanced telematics technology to accurately track mileage and price cov…
Who Needs This Coverage
- Seasonal transportation operations
- Low-mileage fleet operators
- Part-time transportation services
- Tour operators with seasonal fluctuations
- Specialized transportation with variable usage
What's Covered
- Usage-based auto liability coverage
- Per-mile pricing structure
- Base premium for non-driving risks
- Physical damage (comprehensive and collision)
- Uninsured/underinsured motorist coverage
- Telematics device or app-based tracking