Mobile Home Parks
Quick Answer
Mobile home park insurance provides specialized coverage for owners and operators of mobile home parks, manufactured housing communities, and RV parks. This pr…
Protect your park’s property, infrastructure and rental income with a quote that distinguishes park-owned assets from residents’ homes. Tell us about the sites, facilities and services you operate.
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Value the assets the park owns
Office buildings, maintenance shops, clubhouses and park-owned homes should be identified separately. Include permanent improvements and other insured property with values suited to replacement rather than land value.
Review common-area liability
Roads, walkways, laundry rooms and recreation areas bring residents and visitors together. Describe upkeep, lighting, access and amenities so the liability review reflects the park’s premises.
Keep rental income in the picture
A covered loss affecting the park’s insured property can disrupt income and operations. Request appropriate business income or rental income protection and discuss utility-related exposures separately.
Build a complete park submission
Include occupied sites, park-owned units, construction information, loss history and existing insurance. The separate application keeps requested limits and property values together while you complete the details.
