Trucking insurance for owner-operators and motor carriers: primary liability, cargo, physical damage, bobtail coverage, and FMCSA filings. Quotes in 24 hours.
Trucking insurance is a specialized package of coverages built around the unique risk profile of commercial motor carriers — from single owner-operators running regional routes to multi-truck fleets moving freight coast to coast. Unlike a standard commercial auto policy, a trucking program addresses…
FMCSA minimum limits depend on commodity class. General freight requires $750,000; household goods movers require $750,000; hazardous materials haulers require $1,000,000 to $5,000,000 depending on the hazmat classification. Most shippers and freight…
Bobtail (non-trucking liability) covers a tractor-trailer operator when driving the cab without a trailer or when operating outside the scope of a motor carrier's dispatch — personal errands, repositioning between loads. If you are leased to a carrie…
Yes, though options are more limited and premiums are higher for accounts with no prior operating history. Many E&S carriers write new-venture authorities with restrictions on driver age (typically 23+), radius, and commodity class. A clean CDL histo…