Hospitality Insurance
Quick Answer
Hospitality insurance provides broad-form protection for hotels, motels, restaurants, bars, and other hospitality businesses. This industry-specific program ad…

Give guests a great experience while protecting the business behind it. Build a hospitality quote around your property, staff, amenities, food service and event operations, with the coverage choices together in one application.
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Protect the guest experience
Guest rooms, gathering spaces, landscaped grounds and leisure amenities create a mix of property and liability needs. Tell us how guests use the premises so we can review coverage for the whole operation.

Keep revenue and property in view
Request property, business income and equipment breakdown protection using realistic building and contents values. Include kitchens, laundry equipment and other systems whose failure could interrupt guest services.

Bring food and events into the same review
Dining, alcohol service, weddings and rented event space can change the coverage you need. Identify whether your employees or outside vendors provide each service, and include the insurance requirements in your contracts.

Plan for people and information
A hospitality program may also need workers’ compensation, employment practices, cyber and crime options. Describe seasonal staffing, booking systems and payment handling so your quote reflects those exposures as well as the building.
