Collector car insurance with agreed value coverage — no depreciation at total loss. Classic cars, vintage vehicles, customs, and exotics insured for their true…
Collector car insurance is purpose-built for vehicles whose value exceeds standard depreciation tables: classic cars (25+ years old), antique vehicles, vintage motorcycles, custom and modified vehicles, and rare production automobiles. A standard personal auto policy insures at actual cash value (AC…
Agreed value pays the full stated amount at total loss, period. Stated value pays the lesser of the stated value or actual cash value — which reintroduces depreciation. For collector vehicles, only agreed value provides the protection you need. Alway…
Collector car policies are not designed for daily drivers. Most programs allow 2,500–7,500 miles per year for pleasure, shows, and club events. Some programs offer higher mileage options. Regular daily use requires a standard auto policy, which will …