Crop Insurance Insurance
Crop insurance protects farmers from yield and revenue losses caused by natural disasters — drought, flood, frost, hail, wind, insects, and disease. The primary program is the federal Multi-Peril Crop Insurance (MPCI) administered through USDA's Risk Management Agency (RMA) and sold through approved…
Key Coverages for Crop Insurance Businesses
- Revenue Protection (RP) — yield and price guarantee combined
- Yield Protection (YP) — yield guarantee only
- Actual Production History (APH) based on farm records
- Private crop hail for named-peril hail and fire coverage
- Replant coverage for early season disasters
- Prevented planting coverage when fields cannot be planted
Frequently Asked Questions
What is the federal crop insurance sales closing deadline?
MPCI has strict sales closing dates set by USDA for each crop and county — typically January–March for most California crops. Missing the closing deadline means no coverage for that crop year. Contact us 60–90 days before the closing date to ensure t…
What is the difference between MPCI and crop hail?
MPCI is a government-subsidized multi-peril program covering yield loss from drought, flood, pest, disease, wind, and frost. Crop hail is a private-market named-peril policy covering hail and fire. Many producers buy both: MPCI for broad multi-peril …