Earthquake insurance for California homeowners and condo owners: dwelling, contents, and living expense coverage through the CEA and private market alternative…
Earthquake insurance covers physical damage to your home and belongings caused by earthquake shaking, plus additional living expenses if your home is too damaged to occupy. Standard homeowners and condo policies universally exclude earthquake damage — the 'earth movement' exclusion is explicit. In C…
No. Standard homeowners, condo, and renters policies exclude earthquake damage under the 'earth movement' exclusion. Even very costly earthquake damage is completely uncovered by your homeowners policy without a separate earthquake endorsement or sta…
The CEA is a publicly managed, privately funded insurer providing residential earthquake coverage in California through participating companies. It was created after the 1994 Northridge earthquake when many admitted insurers stopped writing earthquak…