Group dental insurance for California employers: preventive, basic, and major coverage through Delta Dental, MetLife, Guardian, and other top carriers.
Group dental insurance is an employer-sponsored benefit covering dental care expenses for employees and enrolled dependents. It consistently ranks second only to health insurance in employee preference, and employers offering dental benefits see measurably lower turnover. Group dental plans are str…
Most carriers require a minimum of 2 eligible employees. Some require 5. Participation requirements (percentage of eligible employees who must enroll) are typically 50–75%.
A DPPO allows employees to see any dentist with higher in-network benefits. A DHMO requires selecting a primary dentist and getting referrals for specialists — similar to health HMO. DHMOs have lower premiums but less flexibility.