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Group Vision Insurance

Group vision insurance for California employers: eye exams, frames, lenses, and contacts through VSP, EyeMed, and other major vision networks.

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Group Vision Insurance

Group vision insurance covers routine eye care costs that employer-sponsored health plans exclude — annual eye exams, corrective lenses, frames, and contact lenses. It's one of the least expensive group benefits to offer ($6–$18 per employee per month) and provides excellent ROI: employees value it,…

Key Coverages for Group Vision Businesses

  • Annual comprehensive eye exam — 100% in-network, small co-pay out-of-network
  • Frame allowance — $100–$200 credit per year
  • Lenses: single vision, bifocal, trifocal, progressive at set co-pays
  • Contact lens benefit — annual allowance in lieu of glasses
  • LASIK/PRK laser correction discounts through network providers
  • Dependent coverage for children and spouses

Frequently Asked Questions

Can I offer vision without also offering health insurance?

Yes. Vision and dental are standalone benefits that can be offered independently of group health. Many small employers offer ancillary-only benefit packages — dental and vision without health — as a cost-effective way to provide meaningful benefits w…

What is the difference between VSP and EyeMed networks?

VSP has a stronger independent optometrist network. EyeMed has broader retail optical chain participation (LensCrafters, Target Optical). The best choice depends on your employees' locations and preferred provider types.

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