Group Vision Insurance
Group vision insurance covers routine eye care costs that employer-sponsored health plans exclude — annual eye exams, corrective lenses, frames, and contact lenses. It's one of the least expensive group benefits to offer ($6–$18 per employee per month) and provides excellent ROI: employees value it,…
Key Coverages for Group Vision Businesses
- Annual comprehensive eye exam — 100% in-network, small co-pay out-of-network
- Frame allowance — $100–$200 credit per year
- Lenses: single vision, bifocal, trifocal, progressive at set co-pays
- Contact lens benefit — annual allowance in lieu of glasses
- LASIK/PRK laser correction discounts through network providers
- Dependent coverage for children and spouses
Frequently Asked Questions
Can I offer vision without also offering health insurance?
Yes. Vision and dental are standalone benefits that can be offered independently of group health. Many small employers offer ancillary-only benefit packages — dental and vision without health — as a cost-effective way to provide meaningful benefits w…
What is the difference between VSP and EyeMed networks?
VSP has a stronger independent optometrist network. EyeMed has broader retail optical chain participation (LensCrafters, Target Optical). The best choice depends on your employees' locations and preferred provider types.