CASURANCEInsurance Agency Services

Jewelers Block Insurance

Jewelers block insurance for retail, wholesale, and manufacturing: stock, work-in-process, transit, robbery, and mysterious disappearance for jewelry businesse…

Get a Free Quote Call 888-254-0089
  1. Home
  2. › Industries
  3. › Jewelers Block Insurance
Industry

Jewelers Block Insurance

Jewelers block insurance is the specialized inland marine policy for the diamond and fine jewelry industry. It covers jewelry stock, work-in-process (stones and metals at the bench), showcases and displays, and the significant theft exposure jewelry businesses face from burglary and robbery. Unlike …

Key Coverages for Jewelers Block Businesses

  • Jewelry stock — finished merchandise, gems, and precious metals
  • Work-in-process — stones and mountings at the bench
  • Showcases and display equipment
  • Stock in transit — at trade shows, with salespeople, by mail
  • Safe and vault contents
  • Robbery coverage during business hours

Frequently Asked Questions

What is 'mysterious disappearance' and why does it matter?

Mysterious disappearance covers unexplained loss of inventory — stock that cannot be located without evidence of a specific theft event. In a jewelry store with thousands of pieces, discovering a piece missing without explanation is common. Standard …

Does jewelers block cover customers' repair items?

Jewelers block typically covers customers' goods in your care for repair — analogous to bailee's customers coverage. The coverage is usually sublimited and may require receipts for high-value pieces. Review the 'property of others' provisions and set…

Related Resources

  • Get a Jewelers Block Insurance Quote
  • All Industries We Serve
  • General Liability Insurance
  • Workers' Compensation Insurance
  • Contact a Licensed Agent