Motion Picture Insurance
Motion picture production insurance protects film and television productions from financial losses before, during, and after principal photography. Productions face unique exposures: the cost of reshooting scenes if negative or digital media is corrupted, the catastrophic cost of losing a principal …
Key Coverages for Motion Picture Businesses
- Cast insurance — extra expense to complete if principal cast is incapacitated
- Negative film / faulty stock / digital media loss or damage
- Equipment — cameras, lighting, grip, sound, and drones
- Props, wardrobe, sets, and production materials
- Extra expense — additional costs after a covered loss
- Producers E&O — IP, defamation, and privacy claims after release
Frequently Asked Questions
What is cast insurance and when does it pay?
Cast insurance pays the extra costs to complete or reshoot portions of a production when a principal cast member becomes ill, injured, or dies during principal photography. It covers additional shooting days, crew, and facilities — not the talent's s…
Why do streaming platforms require producers E&O?
Producers E&O covers claims that content infringes third-party intellectual property, defames a real person, or violates rights of publicity or privacy. Netflix, Amazon, Disney+, and virtually all distributors require a clean E&O policy as a conditio…