Outdoor Recreation Insurance

professional outdoor guide welcoming a small group at a maintained trailhead

Protect your outdoor business with an application that starts with the activities you lead. Get a focused review for guides, camps and recreation operators, including participants, equipment and location requirements.

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Describe the adventure accurately

Hiking, climbing, paddling and overnight trips are different operations. Identify terrain, participant ages, group sizes and activities so the insurance review reflects the trips and experiences you sell.

outdoor guide checking a trail map with a small organized group

Review participant and professional exposures

Guiding and instruction can create liability beyond ordinary premises use. Request participant liability, professional liability and accident medical options as appropriate, and disclose waivers and safety procedures.

trained outdoor instructor briefing participants beside organized safety equipment

Protect equipment in the field

Rental gear, camping equipment and portable property may travel between storage and remote locations. Include values, ownership and transport arrangements when requesting equipment protection.

organized outdoor recreation equipment in a professional outfitter workshop

Meet location and contract requirements

Landowners, permit issuers and event partners may ask for specific limits and additional insured provisions. Provide the actual requirements and include vehicle use, campsites and seasonal staffing in the review.

outfitter owner reviewing route plans and operating permits in a cabin office