Residential Earthquake Insurance Insurance
Residential Earthquake Insurance provides stand-alone coverage for earthquake damage to your home, personal property, and additional living expenses. Standard homeowners policies do not cover earthquake damage, making this separate policy essential for homeowners in seismically active areas. Our pro…
Key Coverages for Residential Earthquake Insurance Businesses
- Dwelling coverage up to $15 million insured value
- Masonry veneer and chimney coverage (no sub-limits)
- Building ordinance or law coverage (up to 10%)
- Other structures coverage (pools, retaining walls, fences)
- Personal property coverage (crystal, jewelry, fine arts)
- Loss of use/additional living expenses