Retail store insurance with property, general liability, crime, and product liability coverage. BOP programs for small retailers; standalone policies for large…
Retail store insurance addresses the specific risks of running a customer-facing store: premises liability for shoppers injured in your store, product liability for items you sell that cause harm, commercial property for merchandise and leasehold improvements, and crime coverage for shoplifting, emp…
A BOP bundles commercial property and general liability into a single packaged policy at a lower combined cost. It's typically available for businesses under $5–10M revenue with simple operations. For most small retailers, a BOP is the most cost-effe…
Standard commercial property covers burglary (forced entry after hours) but typically excludes shoplifting. Crime endorsements including 'theft by a third party' are available for high-theft merchandise categories. Employee theft is covered separatel…