Sports Insurance

community sports team and coaches preparing on a maintained athletic field

Protect the organization behind the game. Request sports insurance that identifies participants, spectators, coaches, venues and events so the coverage review follows the activity you actually organize.

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Distinguish participants from spectators

Liability protection and participant accident medical coverage serve different purposes. Identify the sport, age groups, participant counts and event format, and request a review of athletic participant provisions.

organized sports practice with coaches and players on a safe field

Protect events and facilities

A tournament, leased field and year-round facility may carry different contractual requirements. Share venue agreements, attendance and operations so requested liability limits and additional insured needs can be reviewed.

well-maintained sports facility prepared for a community tournament

Include coaching and safeguarding exposures

Instruction, travel, volunteers and youth programs should be disclosed in the application. Request a specific review of professional liability and abuse or molestation coverage when relevant to your organization.

youth sports coaches meeting in an open community facility

Cover the organization’s assets

Sports equipment, uniforms, office contents and facilities may require separate values. Add property, D&O, crime or workers’ compensation requests according to the organization’s ownership and staffing.

sports program manager organizing equipment and administrative records