SR-22 Insurance Insurance
An SR-22 is a certificate of financial responsibility your insurance company files with the California DMV confirming you carry at least the state's minimum required auto liability coverage. The DMV requires an SR-22 after certain violations: DUI or DWI convictions, driving without insurance, reckle…
Key Coverages for SR-22 Insurance Businesses
- SR-22 certificate filing with the California DMV
- Auto liability meeting California minimums or higher
- Comprehensive and collision (optional additions)
- Non-owner SR-22 policy for drivers without a vehicle
- Uninsured motorist coverage
- Notification to DMV if policy lapses — required by SR-22
Frequently Asked Questions
What is an SR-22 and who needs one?
An SR-22 is a document your insurer files with the DMV certifying you carry at least state minimum auto liability. You need it when required by the DMV after a DUI, driving without insurance, reckless driving, or other serious violations. You cannot …
How long must I maintain an SR-22?
California requires 3 years from the date the DMV mandates it. If the policy lapses even one day, the insurer notifies the DMV and your license is immediately suspended again. Avoid any coverage gaps whatsoever during the SR-22 period.