Industry
TULIP Event Insurance
TULIP (Tenant User Liability Insurance Program) is a short-term event liability policy for groups renting a venue for a single event. Rather than requiring each event organizer to obtain their own event policy, some venues offer a TULIP program allowing organizers to purchase liability coverage dire…
Key Coverages for TULIP Event Businesses
- General liability for bodily injury and property damage during the event
- Venue automatically named as additional insured
- Personal and advertising injury
- Medical payments for minor injuries regardless of fault
- Limited property damage coverage for rented venue space
- Liquor liability available as add-on where permitted
Frequently Asked Questions
Is TULIP only for events at specific venues?
TULIP programs are operated by specific venues or venue organizations. If your venue offers a TULIP program, you purchase through it. If not, a standalone special event policy is the alternative.
Does TULIP cover alcohol at events?
Standard TULIP covers host liquor liability (free alcohol at a private event) but not the sale of alcohol. If you sell alcohol or have a cash bar, you need a liquor liability endorsement, which some TULIP programs offer as an add-on.