Videographers Insurance
Videographers and production specialists carry significant value in cameras, lenses, lighting, audio equipment, drones, and editing hardware — frequently moved between locations and used in challenging environments. A standard homeowners or renters policy has minimal coverage for professional equipm…
Key Coverages for Videographers Businesses
- Equipment floater — cameras, lenses, lighting, audio, drones, and editing equipment
- In-transit coverage — equipment in vehicles, luggage, and at locations
- Professional liability (E&O) for production failures and technical errors
- General liability for third-party injuries on set
- Media liability — copyright infringement in produced content
- Drone liability for FAA Part 107 operations
Frequently Asked Questions
Does homeowners insurance cover my video equipment?
Standard homeowners and renters policies have very low limits for business property ($1,500–$2,500) and typically exclude business-use equipment. A professional videographer with $20,000 in gear has almost no coverage under a personal policy. A dedic…
Do I need drone insurance for FAA Part 107 commercial flights?
Yes. FAA Part 107 certification does not include insurance. Drone liability covers damage to third-party property or persons during commercial UAV operations. Many clients and venues require proof of drone liability before allowing flights.