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Videographers Insurance

Insurance for videographers: equipment floater, professional liability, general liability, and drone coverage for video and photography professionals.

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Videographers Insurance

Videographers and production specialists carry significant value in cameras, lenses, lighting, audio equipment, drones, and editing hardware — frequently moved between locations and used in challenging environments. A standard homeowners or renters policy has minimal coverage for professional equipm…

Key Coverages for Videographers Businesses

  • Equipment floater — cameras, lenses, lighting, audio, drones, and editing equipment
  • In-transit coverage — equipment in vehicles, luggage, and at locations
  • Professional liability (E&O) for production failures and technical errors
  • General liability for third-party injuries on set
  • Media liability — copyright infringement in produced content
  • Drone liability for FAA Part 107 operations

Frequently Asked Questions

Does homeowners insurance cover my video equipment?

Standard homeowners and renters policies have very low limits for business property ($1,500–$2,500) and typically exclude business-use equipment. A professional videographer with $20,000 in gear has almost no coverage under a personal policy. A dedic…

Do I need drone insurance for FAA Part 107 commercial flights?

Yes. FAA Part 107 certification does not include insurance. Drone liability covers damage to third-party property or persons during commercial UAV operations. Many clients and venues require proof of drone liability before allowing flights.

Related Resources

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