Trucking Insurance in Mission, TX

For your Mission, Texas quote, include tractors, trailers, drivers, operating authority, cargo, routes and required filings. Use the application below for a review of the coverage and limits that fit your operation or property.

Industry

Trucking Insurance

Trucking insurance is a specialized package of coverages built around the unique risk profile of commercial motor carriers — from single owner-operators running regional routes to multi-truck fleets moving freight coast to coast. Unlike a standard commercial auto policy, a trucking program addresses…

Key Coverages for Trucking Businesses

Primary trucking liability (bodily injury and property damage to third parties)
Motor truck cargo — legal liability for freight in your custody from pickup to delivery
Physical damage — collision, comprehensive, fire, and theft for tractors and trailers
Bobtail/non-trucking liability when operating without a dispatched load
General liability for terminal premises and yard operations
Trailer interchange and non-owned trailer physical damage

Frequently Asked Questions

How much trucking liability does the FMCSA require?

FMCSA minimum limits depend on commodity class. General freight requires $750,000; household goods movers require $750,000; hazardous materials haulers require $1,000,000 to $5,000,000 depending on the hazmat classification. Most shippers and freight…

What is bobtail insurance and do I need it?

Bobtail (non-trucking liability) covers a tractor-trailer operator when driving the cab without a trailer or when operating outside the scope of a motor carrier's dispatch — personal errands, repositioning between loads. If you are leased to a carrie…