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Construction Casualty Insurance Cost Guide

How much does Construction Casualty Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or do…

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Construction Casualty Insurance Insurance: Average Premiums & Pricing Factors

Comprehensive FAQ, cost guide, and claims examples for construction casualty insurance — liability coverage for contractors and construction businesses.

What You Need to Know

Construction casualty insurance provides general liability, completed operations, and excess coverage for contractors, builders, and construction companies.

Construction Casualty Insurance Cost by Business Size

Business SizeAnnual RevenueTypical PremiumNotes
Small ContractorUnder $500K$2,000–$5,000/yrBasic liability coverage.
General Contractor$2M+$10,000–$50,000/yrHigher limits and completed operations.

What Determines Your Premium?

  • Contractor Class (High impact) — Roofing and structural work cost more than interior finishing.
  • Revenue (High impact) — Higher revenue means more exposure and higher premiums.

Related Resources

  • Construction Casualty Insurance Coverage
  • Construction Casualty Insurance FAQ
  • Insurance Resources