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General Casualty Insurance Cost Guide

How much does General Casualty Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or down.

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General Casualty Insurance Insurance: Average Premiums & Pricing Factors

Comprehensive FAQ, cost guide, and claims examples for general casualty insurance — liability and property coverage for businesses.

What You Need to Know

General casualty insurance provides broad liability and property coverage for businesses against third-party claims and accidents.

General Casualty Insurance Cost by Business Size

Business SizeAnnual RevenueTypical PremiumNotes
Small BusinessUnder $500K$1,000–$3,000/yrBasic casualty coverage.
Large Business$5M+$10,000–$50,000/yrComprehensive coverage with high limits.

What Determines Your Premium?

  • Industry (High impact) — High-risk industries (construction, manufacturing) pay more than office businesses.
  • Revenue (High impact) — Higher revenue increases exposure and premiums.

Related Resources

  • General Casualty Insurance Coverage
  • General Casualty Insurance FAQ
  • Insurance Resources