How much does Health Care Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or down.
Comprehensive FAQ, cost guide, and claims examples for health care insurance — coverage for medical facilities, clinics, and healthcare providers.
Health care insurance covers malpractice, property, liability, and cyber risks for medical facilities and healthcare providers.
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Small Clinic | Under $1M | $5,000–$15,000/yr | Basic malpractice and liability. |
| Hospital | $50M+ | $100,000–$500,000+/yr | Comprehensive coverage with high limits. |