How much does Inland Marine Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or down.
Comprehensive FAQ, cost guide, and claims examples for inland marine insurance — coverage for equipment, tools, and cargo in transit.
Inland marine insurance covers property in transit, mobile equipment, tools, and builder's risk for businesses with movable property.
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Small Contractor | Under $500K | $500–$2,000/yr | Tools and equipment coverage. |
| Large Shipper | $5M+ | $10,000–$50,000/yr | Cargo and equipment coverage. |