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Lessors Contingent Excess Insurance Cost Guide

How much does Lessors Contingent Excess Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up o…

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Lessors Contingent Excess Insurance Insurance: Average Premiums & Pricing Factors

Comprehensive FAQ, cost guide, and claims examples for lessors contingent excess insurance — coverage for rental property owners above primary coverage.

What You Need to Know

Lessors contingent excess insurance provides additional liability coverage above the tenant's primary policy for rental property owners.

Lessors Contingent Excess Insurance Cost by Business Size

Business SizeAnnual RevenueTypical PremiumNotes
Small PropertyUnder $500K$1,000–$3,000/yrBasic contingent coverage.
Large Portfolio$2M+$5,000–$20,000/yrComprehensive contingent excess coverage.

What Determines Your Premium?

  • Property Type (High impact) — Commercial properties with high-risk tenants cost more.
  • Tenant Risk (High impact) — High-risk tenants (manufacturing, chemicals) increase premiums.

Related Resources

  • Lessors Contingent Excess Insurance Coverage
  • Lessors Contingent Excess Insurance FAQ
  • Insurance Resources