Lessors Contingent Excess Insurance Insurance: Average Premiums & Pricing Factors
Quick Answer
How much does Lessors Contingent Excess Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up o…
Comprehensive FAQ, cost guide, and claims examples for lessors contingent excess insurance — coverage for rental property owners above primary coverage.
What You Need to Know
Lessors contingent excess insurance provides additional liability coverage above the tenant's primary policy for rental property owners.
Lessors Contingent Excess Insurance Cost by Business Size
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Small Property | Under $500K | $1,000–$3,000/yr | Basic contingent coverage. |
| Large Portfolio | $2M+ | $5,000–$20,000/yr | Comprehensive contingent excess coverage. |
What Determines Your Premium?
- Property Type (High impact) — Commercial properties with high-risk tenants cost more.
- Tenant Risk (High impact) — High-risk tenants (manufacturing, chemicals) increase premiums.