Middle Market Insurance Insurance: Average Premiums & Pricing Factors
Quick Answer
How much does Middle Market Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or down.
Comprehensive FAQ, cost guide, and claims examples for middle market insurance — comprehensive coverage for mid-size businesses.
What You Need to Know
Middle market insurance provides comprehensive property, liability, and specialty coverage for mid-size businesses with $10M–$500M in revenue.
Middle Market Insurance Cost by Business Size
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Lower Middle Market | $10M–$50M | $25,000–$100,000/yr | Comprehensive coverage package. |
| Upper Middle Market | $50M–$500M | $100,000–$500,000/yr | Customized program with multiple carriers. |
What Determines Your Premium?
- Revenue (High impact) — Higher revenue increases exposure and requires higher coverage limits.
- Industry (High impact) — Manufacturing and construction cost more than professional services.