Property Manager Insurance Insurance: Average Premiums & Pricing Factors
Quick Answer
How much does Property Manager Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or down.
Comprehensive FAQ, cost guide, and claims examples for property manager insurance — E&O and liability for property management firms.
What You Need to Know
Property manager insurance covers professional liability (E&O), general liability, and cyber risks for residential and commercial property management firms.
Property Manager Insurance Cost by Business Size
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Small Manager | Under $500K | $1,500–$5,000/yr | Basic E&O and liability. |
| Large Firm | $2M+ | $10,000–$30,000/yr | Comprehensive coverage with cyber. |
What Determines Your Premium?
- Portfolio Size (High impact) — Managers with larger portfolios face higher exposure.
- Property Type (High impact) — Commercial and high-rise properties cost more than residential.