How much does Public Transportation Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or do…
Comprehensive FAQ, cost guide, and claims examples for public transportation insurance — coverage for transit agencies and operators.
Public transportation insurance covers liability, property, and passenger injury for transit agencies, bus systems, and public transit operators.
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Small Transit Agency | $1M–$5M | $25,000–$75,000/yr | Basic liability and property. |
| Large Transit System | $50M+ | $200,000–$500,000+/yr | Comprehensive coverage with high limits. |