How much does School Bus Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or down.
Comprehensive FAQ, cost guide, and claims examples for school bus insurance — coverage for district and private school bus fleets.
School bus insurance covers liability, property, and passenger protection for school district and private school bus fleets.
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Small District (10–20 buses) | N/A | $20,000–$50,000/yr | Basic liability and vehicle coverage. |
| Large District (100+ buses) | N/A | $100,000–$300,000/yr | Fleet coverage with high student liability limits. |