TNC & Mobility Insurance Insurance: Average Premiums & Pricing Factors
Quick Answer
How much does TNC & Mobility Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or down.
Comprehensive FAQ, cost guide, and claims examples for TNC and mobility insurance — coverage for rideshare, scooter, and bike share operators.
What You Need to Know
TNC and mobility insurance covers commercial auto liability, passenger injury, and equipment for rideshare, scooter, and bike share operators.
TNC & Mobility Insurance Cost by Business Size
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Individual Driver | Under $50K | $3,000–$8,000/yr | Rideshare or delivery coverage. |
| Mobility Fleet | $1M+ | $20,000–$75,000/yr | Fleet coverage for scooters or bikes. |
What Determines Your Premium?
- Service Type (High impact) — Rideshare (passenger transport) costs more than scooter or bike share.
- Fleet Size (High impact) — Larger fleets require more coverage and higher premiums.