How much does Transportation Captive Programs cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or do…
Comprehensive FAQ, cost guide, and claims examples for transportation captive insurance programs — alternative risk financing for fleet owners.
Transportation captive programs allow fleet owners to self-insure through a captive insurance company, providing greater control over risk and potential cost savings.
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Mid-Size Fleet | $2M+ | $50,000–$150,000/yr | Captive setup and operating costs. |
| Large Fleet | $10M+ | $150,000–$500,000/yr | Full captive program with reinsurance. |