Coverage
Commercial Earthquake
Commercial earthquake insurance provides essential protection for businesses located in earthquake-prone areas. This coverage protects buildings, equipment, inventory, and business income from earthquake damage, which is excluded from standard commercial property policies.
Who Needs This Coverage
- Properties in California and West Coast regions
- Businesses near fault lines
- Properties in seismically active zones
- Multi-story commercial buildings
- Warehouses with heavy inventory
What's Covered
- Building structural damage
- Foundation and structural repairs
- Business personal property
- Equipment and machinery damage
- Inventory losses
- Business interruption from earthquake