How much does Commercial Earthquake Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or do…
Comprehensive FAQ, cost guide, and claims examples for commercial earthquake insurance — coverage for business property damage from seismic events.
Commercial earthquake insurance protects business properties from damage caused by earthquakes, aftershocks, and earth movement.
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Small Building | Under $500K | $1,000–$5,000/yr | Basic earthquake coverage. |
| Large Commercial Property | $2M+ | $10,000–$50,000/yr | Comprehensive coverage including business interruption. |