Employment Practices Liability Insurance for Employee Claims
Quick Answer
Compare Employment Practices Liability Insurance (EPLI) for wrongful termination, discrimination, harassment, and retaliation claims with Casurance.
Compare Employment Practices Liability Insurance (EPLI) for wrongful termination, discrimination, harassment, and retaliation claims with Casurance.
Prepare your employment practices coverage request
Count employees by where they work, including remote, part-time, temporary and leased staff. Explain who makes hiring, promotion, discipline and termination decisions, then compare the requested liability limit with the retention your organization could fund.
Use Step 1 to save your contact and workforce basics. Continue to the established EPLI application page to select limits, review the coverage summary and attach supporting documents. Coverage is subject to carrier underwriting and policy terms.
Casurance helps employers compare EPLI for covered allegations involving wrongful termination, discrimination, harassment, retaliation, failure to hire or promote and other employment decisions.
Coverage across the employment lifecycle
Employment practices claims may arise during recruiting, hiring, accommodation, discipline, promotion, leave, restructuring or termination. Policy terms may address defense costs, settlements and judgments, with optional third-party employment practices protection available in some programs.
Policy details to compare
- Claims-made continuity and prior-acts date
- Defense costs and retention structure
- Duty to defend, consent and counsel provisions
- Third-party EPL and wage-and-hour defense options
- Territory, damages and extended reporting terms
Underwriting information
Prepare workforce counts, state distribution, employee handbook, HR procedures, employment application, current policy, five-year loss history and known-circumstance details.