Coverage
Employment Practices Liability
Employment Practices Liability Insurance (EPLI) protects businesses from claims made by current, former, or prospective employees alleging wrongful employment practices. With workplace litigation on the rise and costly settlements becoming more common, EPLI coverage provides essential protection for…
Who Needs This Coverage
- All employers with employees, regardless of size
- Companies experiencing rapid growth or workforce changes
- Businesses with employees in multiple states (especially CA, NY, FL, TX, NJ)
- Organizations undergoing mergers, acquisitions, or restructuring
- Employers with higher-paid employees or executives
What's Covered
- Wrongful termination and discharge claims
- Workplace discrimination (age, race, gender, disability, religion, etc.)
- Sexual harassment and hostile work environment
- Retaliation and whistleblower allegations
- Failure to promote or hire claims
- Wage and hour violations