Coverage
Excess Casualty
Excess casualty insurance provides an additional layer of liability protection above your primary general liability, auto liability, and employer's liability policies. This coverage activates when claims exceed your underlying policy limits, protecting your business assets from catastrophic losses.
Who Needs This Coverage
- Businesses with significant liability exposure
- Companies with high-value contracts requiring elevated limits
- Organizations in high-risk industries
- Businesses with substantial assets to protect
- Companies seeking comprehensive liability protection
What's Covered
- Excess liability above primary general liability
- Excess coverage over auto liability policies
- Excess employer's liability protection
- Coverage for catastrophic claims
- Broader coverage than underlying policies (in some cases)
- Defense cost coverage above primary limits