How much does Excess Casualty Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate up or down.
Comprehensive FAQ, cost guide, and claims examples for excess casualty insurance — high-limit liability coverage above primary policies.
Excess casualty insurance provides additional liability coverage above primary general liability, auto, and employer's liability policies.
| Business Size | Annual Revenue | Typical Premium | Notes |
|---|---|---|---|
| Small Business | Under $1M | $1,000–$3,000/yr | $1M–$2M excess coverage. |
| Large Corporation | $50M+ | $25,000–$100,000/yr | $10M+ excess coverage. |