Coverage
Excess Professional Liability
Excess professional liability insurance provides additional coverage limits above your primary professional liability, errors and omissions, or malpractice insurance. This umbrella-style coverage protects professional service providers from catastrophic claims that exceed underlying policy limits.
Who Needs This Coverage
- Large professional service firms
- High-risk professional specialties
- Professionals with significant exposure
- Firms serving enterprise clients
- Healthcare facilities and hospital systems
What's Covered
- Excess limits over primary professional liability
- Broader coverage enhancements
- Coverage for multiple underlying policies
- Defense cost coverage above primary
- Worldwide coverage territory
- Extended reporting period options