CASURANCEInsurance Agency Services

Excess Professional Liability Insurance Cost Guide

How much does Excess Professional Liability Insurance cost? Average premiums by business size, industry, and state — plus the key factors that drive your rate…

Get a Free Quote Call 888-254-0089
  1. Home
  2. › Resources
  3. › Excess Professional Liability Insurance Cost Guide

Excess Professional Liability Insurance Insurance: Average Premiums & Pricing Factors

Comprehensive FAQ, cost guide, and claims examples for excess professional liability insurance — additional E&O coverage above primary limits.

What You Need to Know

Excess professional liability provides additional E&O coverage above primary limits for professionals facing high-value claims.

Excess Professional Liability Insurance Cost by Business Size

Business SizeAnnual RevenueTypical PremiumNotes
Individual ProfessionalUnder $500K$500–$2,000/yr$1M–$2M excess coverage.
Large Firm$5M+$5,000–$20,000/yr$5M+ excess coverage.

What Determines Your Premium?

  • Profession (High impact) — Medical professionals and architects pay more than consultants.
  • Primary Limits (Medium impact) — Higher primary limits reduce the cost of excess coverage.

Related Resources

  • Excess Professional Liability Insurance Coverage
  • Excess Professional Liability Insurance FAQ
  • Insurance Resources