Coverage
Flood Coverage
Commercial flood insurance protects business properties from flood damage, which is typically excluded from standard commercial property policies. This coverage is essential for businesses in flood zones and provides protection for buildings, contents, and business income losses from flooding events…
Who Needs This Coverage
- Businesses in FEMA flood zones
- Coastal and waterfront properties
- Properties near rivers and lakes
- Businesses in low-lying areas
- Properties with flooding history
What's Covered
- Building coverage for structure damage
- Contents and business personal property
- Debris removal and cleanup costs
- Building foundation and systems
- Optional excess flood coverage
- Loss of income protection available