Coverage
Wildfire & Brush Area Home Insurance
Wildfire & Brush Area Home Insurance provides essential coverage for homes located in high fire risk zones where standard homeowners policies may be difficult to obtain. Through our excess & surplus lines markets, we can provide coverage for properties with elevated wildfire exposure, including thos…
Who Needs This Coverage
- Homeowners in designated brush or fire hazard areas
- Properties in the Wildland-Urban Interface (WUI)
- Homes with elevated Fireline or FireLine scores
- Properties declined by standard insurance carriers
- Homeowners in California and other fire-prone states
What's Covered
- Dwelling coverage for fire and other perils
- Other structures protection
- Personal property coverage
- Loss of use/additional living expenses
- Liability coverage
- Medical payments to others