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Wildfire & Brush Area Home Insurance

Specialized insurance for homes in wildfire zones and brush areas. Coverage when standard carriers decline. E&S market solutions for high fire risk properties.

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Coverage

Wildfire & Brush Area Home Insurance

Wildfire & Brush Area Home Insurance provides essential coverage for homes located in high fire risk zones where standard homeowners policies may be difficult to obtain. Through our excess & surplus lines markets, we can provide coverage for properties with elevated wildfire exposure, including thos…

Who Needs This Coverage

  • Homeowners in designated brush or fire hazard areas
  • Properties in the Wildland-Urban Interface (WUI)
  • Homes with elevated Fireline or FireLine scores
  • Properties declined by standard insurance carriers
  • Homeowners in California and other fire-prone states

What's Covered

  • Dwelling coverage for fire and other perils
  • Other structures protection
  • Personal property coverage
  • Loss of use/additional living expenses
  • Liability coverage
  • Medical payments to others

Related Resources

  • Get a Wildfire & Brush Area Home Insurance Quote
  • Wildfire & Brush Area Home Insurance: Frequently Asked Questions
  • Wildfire & Brush Area Home Insurance Cost Guide
  • All Commercial Coverages
  • Coverage Library