Livery Insurance for Black Car Services, Limousines, and Executive Transportation
Quick Answer
Livery insurance for black cars, limousines, and FHVs. CA TCP permit filing included. Livery exclusion explained. Certificates issued same-day.
Livery insurance covers for-hire passenger transportation operations where passengers are transported under a pre-arrangement or charter agreement — as opposed to taxis (street hail) or TNCs (app-based). Here is what livery insurance covers, what it costs, and how to get properly covered in California and beyond.
Professional limousine companies and mixed passenger fleets
Review executive sedans, luxury SUVs, stretch limousines, Mercedes-Benz limousine Sprinters, party buses and MCI motorcoaches. Include seating, custom conversion values, garaging and operating territory.
Coverage for your passengers, vehicles and business
Explore commercial auto liability, physical damage, UM/UIM, general liability, hired and non-owned auto, excess liability and workers compensation. Coverage is subject to carrier availability and underwriting across the 48 continental states.
A complete two-step fleet application
Save contact information, then open the separate limousine application with coverage summary, vehicle and driver schedules, NHTSA VIN decoding, AI and CSV imports, loss runs and document uploads.
Start your limousine quote