Uber Black Insurance for Professional Drivers

Uber Black and black-car operators need commercial insurance that reflects luxury vehicle values, professional passenger service and operating authority. Bring your fleet, driver and platform details together for a focused underwriting review.

Match your policy to your TCP and black-car operation

An app-based booking does not replace a commercial operator’s insurance responsibilities. We review your vehicle schedule, requested limits, airport work and private bookings so the quote request describes how your Uber Black business earns its revenue.

• Commercial liability for declared black-car operations
• Vehicle values and physical damage deductibles
• Driver schedules and operating authority details
• Platform, airport and private-client requirements

Commercial coverage for Uber Black and TCP fleets

Commercial auto liability, physical damage, UM/UIM and other options are subject to carrier availability and underwriting across the 48 continental U.S. states.

Premium transportation operators we support

From one TCP vehicle to a coordinated luxury fleet.

Frequently asked questions

Does Uber’s standard TNC liability policy replace my Uber Black commercial policy?

No. Uber states that its TNC auto liability policy does not cover trips made as a commercial driver. Commercial operators must maintain their own appropriate insurance and satisfy their platform and licensing requirements.

Can I include my TCP or PUC number in the application?

Yes. The detailed application includes operating-authority fields. Add the relevant number and upload any filing or platform requirements so they can be reviewed with the quote.

Can one request include both Uber Black sedans and SUVs?

Yes. Add each vehicle with its year, make, model, use and value. Fleet eligibility and coverage terms are subject to underwriting and the carrier’s acceptance of each vehicle.

How are high-value Uber Black vehicles reviewed?

Provide accurate vehicle values, ownership or financing details, and the physical damage deductible you prefer. VIN decoding helps populate vehicle information but does not establish an agreed insured value.

Can I save my details before completing the full fleet application?

Yes. Submit the initial contact information to save the request, then continue to the separate details page. Add drivers, vehicles and supporting documents before the final submission.

Where can Uber Black fleets request coverage?

We review luxury passenger transportation submissions across the 48 continental U.S. states. Available carriers and terms depend on garaging, operating territory, eligibility and underwriting.