Excess Professional Liability Insurance: Real Claims Examples
Quick Answer
Real-world Excess Professional Liability Insurance claim scenarios showing what was covered, how much was paid, and lessons for business owners.
Comprehensive FAQ, cost guide, and claims examples for excess professional liability insurance — additional E&O coverage above primary limits.
Coverage Summary
Excess professional liability provides additional E&O coverage above primary limits for professionals facing high-value claims.
Architectural Design Error
Industry: Architecture
A design error caused structural issues in a commercial building, requiring extensive remediation.
Claim amount: $2.5M
Outcome: The $1M primary E&O was exhausted. Excess coverage paid the remaining $1.5M.
Lesson: Adequate excess coverage is essential for high-value professional projects.